You might request a variation if, for example, the regular rate of withholding would lead to a large credit at the end of the income year because your tax deductible expenses are higher than normal.
I'd like to know what 'large credit' means?
Please help me.
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A large credit -- money the gov't owes YOU. A big tax refund, in other words.
In financial terms, credit = money that comes INTO your account, or is available for you to spend; debit = money that is being withdrawn from your account, that you pay to someone else.
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