Pronouncing dates

I know in years from 1910 you pronouced the "19" as "nineteen" and then you pronounce the number (e.g. 1937 - nineteen thirty seven).
How to pronounce years in dates like 1900, 1901, 1902, etc? How about from 2010?

This question was asked in a very similar manner some time ago.

1900, 1901, 1902 - nineteen hundred, nineteen hundred (and) one, nineteen hundred (and) two, etc.

2010 - Twenty-ten or two-thousand (and) ten.

In colloquial speech one will hear 1987 (Nineteen eighty-seven).

1902 (Nineteen-O-two)....[this is pronounced like the letter "O"]

Nineteen hundred and eighty-seven is correct, but sounds very formal. When speaking colloquially, leave out the "hundred (and)".

[An exception to my colloquial rule would be years like 1800, 1900, etc. In those cases and all others like them, they would be "eighteen hundred," "nineteen hundred" etc.]

I agree with mjd when it comes to the 20th century, but what about the 21st? I think it's interesting that most English speakers, (at least those that I know), would pronounce this year "two thousand three" or possibly "two thousand and three", rather than "twenty O three". I wonder why this is. Any thoughts?

I think ''two thousand [and] three'' sounds better than ''twenty O three'' same for ''two thousand [and] ten'' rather than '''twenty ten''. Well, I'd pronounce the year ''1005'' ''One thousand [and] five''.